@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) 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components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.table{display:table}}:root{--navy:#0b2c3c;--water:#0b7189;--aqua:#dff5f3;--cream:#f7f5ed;--ink:#12272f;--muted:#5a6a70;--line:#d8e1df;--white:#fff;--orange:#ef8f45}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.wrap{width:min(1160px,100% - 40px);margin-inline:auto}.site-header{z-index:20;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#f7f5edf0;border-bottom:1px solid #12272f1a;position:sticky;top:0}.nav{justify-content:space-between;align-items:center;min-height:76px;display:flex}.brand{letter-spacing:-.02em;align-items:center;gap:11px;font-size:18px;display:flex}.brand-mark{background:var(--water);color:#fff;border-radius:50% 50% 48% 52%/58% 58% 42% 42%;place-items:center;width:37px;height:37px;font-family:Georgia,serif;font-weight:700;display:grid}.nav nav{gap:28px;font-size:14px;font-weight:700;display:flex}.nav nav a:hover,.text-link:hover{color:var(--water)}.hero{padding:96px 0 54px;position:relative}.hero:after{content:"";border:70px solid var(--aqua);z-index:-1;opacity:.7;border-radius:50%;width:290px;height:290px;position:absolute;top:75px;right:2%}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.15em;color:var(--water);font-size:12px;font-weight:800}h1,h2,h3{margin-top:0;font-family:Georgia,Times New Roman,serif;line-height:1.08}h1{letter-spacing:-.055em;max-width:920px;margin:20px 0 25px;font-size:clamp(48px,7vw,88px)}h2{letter-spacing:-.035em;font-size:clamp(34px,4vw,54px)}h3{font-size:24px}.lede{max-width:730px;color:var(--muted);font-size:20px}.hero-actions{align-items:center;gap:26px;margin-top:36px;display:flex}.button{background:var(--orange);color:#27150a;box-shadow:4px 4px 0 var(--navy);border-radius:4px;align-items:center;gap:28px;padding:15px 20px;font-weight:800;display:inline-flex}.button:hover{box-shadow:6px 6px 0 var(--navy);transform:translate(-1px,-1px)}.text-link{text-underline-offset:5px;font-weight:750;text-decoration:underline}.proof-strip{border-top:1px solid var(--line);color:var(--muted);gap:50px;margin-top:72px;padding-top:24px;font-size:14px;display:flex}.proof-strip b{color:var(--ink)}.section{padding:88px 0}.section-head{justify-content:space-between;align-items:end;gap:40px;margin-bottom:34px;display:flex}.section-head h2{margin-bottom:0}.section-head>p{max-width:440px;color:var(--muted)}.state-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.state-card{background:var(--white);border:1px solid var(--line);border-radius:8px;padding:26px;transition:all .2s;box-shadow:0 8px 30px #0b2c3c0a}.state-card:hover{transform:translateY(-4px);box-shadow:0 14px 40px #0b2c3c1a}.state-abbr{color:var(--water);font:700 38px Georgia}.state-card h3{margin:35px 0 8px;font-size:30px}.state-card p{color:var(--muted);min-height:76px}.tag-row{flex-wrap:wrap;gap:7px;margin:18px 0 24px;display:flex}.tag{text-transform:uppercase;letter-spacing:.04em;background:var(--aqua);border-radius:3px;padding:5px 8px;font-size:11px;font-weight:800}.card-link{color:var(--water);font-weight:800}.ink{background:var(--navy);color:#fff}.light{color:#78d1d4}.ink h2{max-width:700px}.steps{grid-template-columns:repeat(3,1fr);gap:46px;margin-top:55px;display:grid}.steps article{border-top:1px solid #fff3;padding-top:22px}.steps span{color:#78d1d4;font-size:12px;font-weight:800}.steps h3{margin:25px 0 12px}.steps p{color:#c3d1d6}.split-callout{grid-template-columns:1.2fr .8fr;align-items:center;gap:80px;display:grid}.notice{border-left:5px solid var(--orange);background:#fff;padding:28px;box-shadow:0 12px 40px #0b2c3c14}.notice p{color:var(--muted);margin-bottom:0}.coverage{margin-top:32px}.page-hero{padding:70px 0 42px}.page-hero h1{max-width:900px;font-size:clamp(44px,6vw,72px)}.breadcrumbs{color:var(--muted);margin-bottom:25px;font-size:13px}.breadcrumbs a{text-decoration:underline}.content-layout{grid-template-columns:minmax(0,1fr) 300px;gap:60px;padding-bottom:90px;display:grid}.guide-section{border-top:1px solid var(--line);padding:32px 0}.guide-section h2{font-size:34px}.guide-section p,.guide-section li{color:#344c55}.guide-section li+li{margin-top:8px}.fact-grid{grid-template-columns:repeat(2,1fr);gap:12px;margin:25px 0;display:grid}.fact{border:1px solid var(--line);background:#fff;border-radius:6px;padding:18px}.fact span{text-transform:uppercase;letter-spacing:.1em;color:var(--water);font-size:11px;font-weight:800;display:block}.fact b{margin-top:6px;display:block}.sidebar{background:var(--aqua);border-radius:8px;align-self:start;padding:24px;position:sticky;top:105px}.sidebar h2{font-size:22px}.sidebar a{color:#123f53;border-bottom:1px solid #0b71892b;padding:9px 0;font-weight:700;display:block}.verified{color:var(--muted);margin-top:18px;font-size:12px}.source-list a{color:var(--water);text-decoration:underline}.training{background:#fff7ed;border:1px solid #f0c59f;border-radius:8px;margin-top:18px;padding:24px}.training h3{margin-bottom:8px}.training .button{margin-top:10px}.disclosure{color:var(--muted);font-size:12px}.prose{max-width:780px;padding-bottom:90px}.prose h2{margin-top:50px;font-size:34px}footer{color:#fff;background:#071f2b;padding:58px 0 22px}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:50px;display:grid}.footer-grid p{color:#aebfc5;max-width:470px}.footer-grid h2{text-transform:uppercase;letter-spacing:.12em;color:#78d1d4;font:800 12px Inter}.footer-grid>div>a:not(.brand){color:#d7e1e4;margin:8px 0;font-size:14px;display:block}.legal-line{color:#8ca2aa;border-top:1px solid #ffffff21;justify-content:space-between;margin-top:42px;padding-top:18px;font-size:12px;display:flex}@media (max-width:800px){.nav nav{gap:14px}.state-grid,.steps,.split-callout,.content-layout,.footer-grid{grid-template-columns:1fr}.hero{padding-top:65px}.hero:after{border-width:40px;width:160px;height:160px}.section-head{display:block}.proof-strip{flex-direction:column;gap:8px}.sidebar{order:-1;position:static}.split-callout{gap:25px}.fact-grid{grid-template-columns:1fr}.legal-line{display:block}.legal-line span{margin-top:6px;display:block}}@media (max-width:560px){.wrap{width:min(100% - 26px,1160px)}.nav{min-height:66px}.nav nav a:nth-child(2),.nav nav 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